Yes. An affordable liability policy is required. Hearth House Venue requires a certificate of liability insurance for all events. If you are unable to provide this through existing coverage, our partners at AON are available to accommodate your needs and our requirements.
If you are planning a wedding please go to www.wedsafe.com, for all other events please go to www.privateeventinsurance.com. You may also call them at any time to initiate or during the application process. Their number is 877-723-3933. The following steps are applicable to on-line insurance inquiries:
1. Level of Coverage. Please respond with $2 million of general aggregate and $1 million per occurrence.
2. Host Liquor Coverage. We require this if any alcohol will or may be served at your event. In this section of the application, please respond, YES.
3. Special Wording Box. On the application you will need to put the following:
Hearth House Venue LLC, its officers, employees, agents, managers and members
4. Service Fee: You will pay the insurance carrier directly for this and they take all major forms of credit cards. This will be part of the application process. If the venue has not received a copy of your insurance coverage 14 days prior to your event, we will obtain for you and you will be billed $285.00. This amount will be non-refundable at the time the venue purchases.
There is typically a two business day approval process, please take this into consideration when planning your event. Insurance certificates may not be obtained on a weekend or any holidays. It is the liability and responsibility of the licensee of the facility to obtain and provide a copy of the insurance certificate prior to the event commencing.
Any questions regarding this please contact your venue contact at Hearth House Venue.